Last Updated: July 3, 2026
This Privacy Policy describes how Nimbusblue LLC (“we,” “us,” or “our”) handles information when you use our Xpenznet mobile application (“App”). Xpenznet has no servers, no accounts, and no sign-in – everything below reflects that.
1. INFORMATION WE COLLECT
1.1 Personal Data: Nothing. All data stays on your device.
1.2 Expense and Receipt Data: The App collects and stores information about your expenses and receipts, including:
- Receipt images and metadata
- Purchase amounts, dates, and categories
- Vendor/merchant information
- Any notes or tags you add to expenses
Image Processing: Executed on device using Apple Foundation Models
1.3 Usage Data: The App does not collect analytics, usage statistics, or crash reports. Nothing about how you use the App is sent anywhere.
2. HOW WE USE YOUR INFORMATION
We use the information we collect for the following purposes:
- To provide, maintain, and improve the App’s functionality
- To process receipt images and extract transaction data – entirely on your device
3. DATA STORAGE AND SECURITY
3.1 Local Storage: All of your extracted expense and receipt data is stored locally on your device. This data is subject to the security features of your device and operating system.
4. SHARING YOUR INFORMATION
We do not collect sell or rent your personal information to third parties. We share your information only in the following circumstances:
- Legal Requirements: When required by law or to respond to legal process
- Safety and Security: To protect our rights, privacy, safety, or property
- Business Transfers: In connection with a business transfer (e.g., merger or acquisition)
Important: Receipt images are processed entirely on your device using on-device AI models (Apple Foundation Models, with an on-device fallback model when unavailable). They are never transmitted anywhere for processing, and Nimbusblue LLC never receives a copy.
5. YOUR RIGHTS AND CHOICES
Because we never receive or hold any of your personal or expense data, there is nothing on our end to access, correct, delete, or transfer – that control already lives entirely with you, on your device. Deleting the App, or using its in-app “erase all data” option, permanently removes everything.
If you have questions about this, contact us at privacy@xpenz.net
6. THIRD-PARTY SERVICES
The App does not integrate any third-party analytics, advertising, or data-collection services. It does use one infrastructure provider to deliver the App itself:
• Expo EAS (App Platform): Used to deliver app updates. No expense, receipt, or personal data is ever sent to Expo – only the technical request needed to check for and download an app update.
Data Protection Assurance: All third-party service providers we work with are contractually obligated to provide the same or equal protection of user data as outlined in this privacy policy. They must comply with applicable privacy laws and maintain appropriate security measures.
You can review their privacy policies at:
- Expo: https://expo.dev/privacy
7. CHILDREN’S PRIVACY
The App is not intended for children under 16. We do not knowingly collect personal information from children under 16. If you become aware that a child has provided us with personal information, please contact us.
8. CHANGES TO THIS PRIVACY POLICY
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Last Updated” date. You are advised to review this Privacy Policy periodically for any changes.
9. CONTACT US
If you have any questions about this Privacy Policy, please contact us at privacy@xpenz.net